Backpacker Travel Insurance UK, Cheap Holiday Travel Insurance Cover | Navigator Travel Insurance
Travel insurance for backpackers, gap year travel or family holidays. High quality worldwide travel insurance cover at low rates. Worldwide travel insurance for gap year travel, backpackers and student travel, working holidays and most adventure or hazardous sports, including tandem skydiving, bungee jumping, scuba diving, whitewater rafting........

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Travel insurance policies for working holidays and most adventure or hazardous sports, including tandem skydiving, bungee jumping, scuba diving, whitewater rafting, hangliding, surfing, trekking, sailing, motorcycling etc, (see conditions). Backpackers and gap year travellers on working holidays to Australia and New Zealand should check out our backpacker and gap year insurance policy. These policies are available to UK residents. We specialise in long stay travel insurance covering a wide range of hazardous sports, including skydiving, scuba diving, trekking, motorcycle touring, martial arts, horseriding etc. These policies will cover you for gap year travel, volunteering, student travel, working holidays, career breaks, backpacking and round the world travel. Some of these sports will require referral to our underwriters for special quotations and there are often special conditions and restrictions applied to certain activities. Our short stay single trip and annual multi-trip policies are ideal for families, business travellers or anyone who travels overseas frequently for shorter durations.

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Our Travel Insurance Policies

Annual Multi-Trip

For trips not exceeding 45 days. Cover for a total of 183 days within the 12 month period.
Annual Multi-Trip

Long Stay

For trips up to 18 months duration.
Long Stay

Short Stay

For trips up to 45 days duration.
Short Stay

When you plan your holiday or travel arrangements it is important to choose your holiday insurance with care. Many travel insurance policies do not give cover for adventurous or hazardous sports and it is frequent for holiday insurance not to cover working whilst travelling.
Navigator offers four online policies that cover working and many sports and hazardous activities. Our BACKPACKER and STANDARD LONGSTAY policies are aimed primarily at backpackers and gap year or student travel and give basic cover for travel and working, with a good selection of sports covered. The SILVER and GOLD policy covers fewer types of work and sporting activities, but offer higher levels of cover than Backpacker and Standard.

Travel insurance is all too often given insufficient consideration and many holiday makers travel each year with policies that are not suitable for the activities that they are undertaking. There is such a range of travel types that it is often difficult to identify the right policy without a lot of research. Some of the specialist policies offered here at Navigator are:

 

A common mistake when selecting a policy for long stay travel is to buy an Annual Multi-Trip holiday insurance policy. Because these  policies are advertised as “annual holiday insurance” it is assumed that they would give cover for a long stay trip, such as a gap year holiday. In reality, whilst they will give insurance cover for many trips, there is an individual trip duration limit, often 31 days or lower. This type of cover is invalidated if your trip is longer than this duration, so for holidays like this you need long stay travel insurance. Our BACKPACKER, STANDARD LONGSTAY, SILVER and GOLD policies cover long trips of up to 18 months duration.

It is also increasingly popular these days for people to seek work overseas, and it is important that you get a working travel insurance policy to ensure that work is covered. Many holiday insurance policies will not cover claims that arise in the workplace, though our policies do cover work-related claims, provided the work is not manual labour. We can often cover manual work, though we would need to refer these cases to insurers for their agreement. There will be additional conditions attached to manual work, and often higher cost. Personal Liability claims are not covered though; these should be covered by the employer who should have insurance in place to protect against such eventualities.

Whatever your requirements, we will try to obtain a suitable quote to cover your needs, and offer a personal service to try and ensure that the travel insurance meets your expectations. Call us now or get a quote online!

Holiday & Business Travellers

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