Extreme Sports Travel Insurance Policies

It can be difficult to get a good travel insurance policy which includes cover for extreme sports. Unsurprisingly, travel insurance companies aren’t that keen on providing cover for people who are hanging off cliffs or throwing themselves out of planes. However, at Navigator we understand that everyone needs insurance, even if they are ‘high risk’, and we have policies which cover the skydivers, rock climbers and bungee jumpers of this world.

If you are an adrenaline junkie and get your kicks from extreme sports when you’re on holiday then it’s obviously very important you get travel insurance which covers the activities you are going to be doing. The many hair raising activities out there fall into different categories and some extreme sports travel insurance policies will not cover every activity that exists. Some policies will cover winter sports, some will cover outdoor activities and others will cover watersports. If you are only partial to a particular type of extreme activity then you may not need such comprehensive coverage.

Whatever travel insurance cover you are getting, whether it is for extreme sports or not, there are a wide range of potential issues to look out for. This could be the excess on your policy, legal expenses which are covered whilst you’re away or what happens if you lose your luggage somewhere along the way. Navigator Travel’s Travel Insurance Tips & Advice page covers the many areas you need to look out for and gives you a breakdown of what to look for when choosing your policy. Make sure you take it all in so you don’t find yourself in a hot air balloon accident wondering if your medical bills will be covered.

Navigator’s aim is to make the process of choosing your travel insurance as easy as possible before your holiday, giving you all the information in a straightforward format so you can concentrate on the important things, like finding a good climbing instructor! We are also available to discuss any issues personally with you if required via phone or email so you know exactly what you’re getting with the policy you settle on.

Depending on the nature of your adventure holiday, there are various potential travel insurance policies, which fall into 3 main categories:

• Annual Multi Trip Travel Insurance
• Long Stay Single Trip Travel Insurance
• Short Stay Single Trip Travel Insurance

If you’re the kind of adventure traveller who is regularly out on the road and hunting down the next thrill then you’ll be looking for an annual multi trip policy. If you’re just dipping your toes in the extreme sports world then you might only need a short term policy. If you can’t find the policy you’re looking for then call us direct on 0161 973 6435 and we will do our best to find the most suitable one for your needs.