Maximum Duration 18 months Budget/Gold/Diamond, 15 Months Silver (12 months for ages 36-50 years Diamond/Gold) Deduct 15% from the above rates if you do not require BAGGAGE/CASH/PASSPORT cover Budget/Gold/Diamond policies ONLY FREE EXCESS WAIVER ON GOLD/DIAMOND POLICIES OF 6 MONTHS OR OVER
EXCESSES CANNOT BE WAIVED ON BUDGET/SILVER POLICIES Diamond policies of 6 months duration or over automatically include Wintersports cover for 15 days Infants and children up to 17 years – 50% reduction, if accompanied by an insured adult Unaccompanied children or children not travelling with adults who are covered on this policy, must pay ADULT RATE
ADD 25% for AGES 36-50 years Gold/Diamond MAXIMUM AGE 50 YEARS GOLD/DIAMOND MAXIMUM AGE 64 YEARS SILVER (AGES 41-64 PLUS 50%) MAXIMUM AGE 45 YEARS BUDGET 
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