Motorcycle Travel Insurance Policies

Travel insurance policies come in all shapes and sizes and need to cover a huge variation in requirements. If you plan on partaking in an particularly niche activity whilst on your travels such as motorcycling then you need to be sure you have the best travel insurance policy for that activity, as many general policies will either not include it or will charge an extremely high premium.

Motorbike touring has become an extremely popular activity for travellers in recent years and has become a favoured method of transport for many following successful programmes like Ewan McGregor’s ‘Long Way Down’. Whether it is the mode of transport you choose for your entire trip or just for a small period, it’s crucial you get the right motorcycle travel insurance policy so you are covered in the event of an accident. The number of accidents abroad on motorcycles has increased massively over the last few years, illustrating the importance of having the best travel insurance policy out there. Whether this increase in accidents is down to inexperienced tourists or careless locals doesn’t matter when you come away with a broken leg or worse and a huge hospital bill without the correct insurance policy to cover it.

At Navigator we recognise the importance of getting the best cover when you are planning a motorcycle trip abroad and can help ensure you get the right policy before you leave so all you have to concentrate on when you’re away is “mirror, signal, and manoeuvre”! The key elements to consider when taking out one of our motorcycle travel insurance policies are:

• You Must hold a FULL UK licence for riding a motorcycle
• You must always wear a crash helmet, even if the local law doesn't insist on it
• We don't restrict you on the cc of the bike as long as you meet these conditions
• The motorcycle itself is not covered (it should be covered on the bike insurance)
• Personal Liability claims arising from driving/riding motor vehicles are excluded and must be covered on the bike insurance
• Compensation for death, loss of sight or limbs and disablement are excluded in the event of a motorcycling-related claim

We totally understand that choosing a policy for something this important and with this level of detail can be daunting. That’s why we’re always available for you to contact us if you have any questions about the specifics of a motorcycling travel insurance policy or regarding more general questions about pricing etc. If you do have questions, don’t hesitate to call us on 0161 973 6435 or, alternatively, if you’ve seen everything you need to then why not get a quote online right now!