Travel insurance

for backpackers, gap year travel or family holidays. High quality worldwide travel insurance cover at low rates. Worldwide travel insurance for gap year travel, backpackers and student travel, working holidays and most adventure or hazardous sports, including tandem skydiving, bungee jumping, scuba diving, whitewater rafting........

Get an instant quote and save money with Navigator Travel Insurance

Annual cover from 16p per day

Holiday Makers

Travellers

Sports & Adventure

Annual Multi-Trip

For trips not exceeding 45 days. Cover for a total of 183 days within the 12 month period.

Long Stay

For trips up to 15 months duration.

Short Stay

For trips up to 45 days duration.

When you plan your holiday or travel arrangements it is important to choose your holiday travel insurance with care. Many travel insurance policies do not give cover for adventurous or hazardous sports and it is frequent for holiday insurance not to cover working whilst travelling.

Navigator Travel Insurance offers two online policies that cover working and many sports and hazardous activities. Our SILVER travel insurance gives basic cover for travel and working, with a good selection of sports covered. The GOLD policy, whilst aimed primarily at backpackers and gap year or student travel, still offers quality cover, with a good variety of hazardous sports covered.

Travel insurance is all too often given insufficient consideration and many holiday makers travel each year with policies that are not suitable for the activities that they are undertaking. There is such a range of travel types that it is often difficult to identify the right policy without a lot of research. Some of the specialist travel insurance policies offered here at Navigator are:

A common mistake when selecting a policy for long stay travel is to buy an Annual Multi-Trip holiday insurance policy. Because these travel insurance policies are advertised as "annual holiday insurance" it is assumed that they would give cover for a long stay trip, such as a gap year holiday. In reality, whilst they will give insurance cover for many trips, there is an individual trip duration limit, often 31 days or lower. This type of cover is invalidated if your trip is longer than this duration, so for holidays like this you need long stay travel insurance. Both our SILVER and GOLD travel insurance policies cover long trips of up to 15 months duration.

It is also increasingly popular these days for people to seek work overseas, and it is important that you get a working travel insurance policy to ensure that work is covered. Many holiday insurance policies will not cover claims that arise in the workplace, though our travel insurance policies do cover work-related claims, provided the work is not heavy manual labour. Personal Liability claims are not covered though; these should be covered by the employer who should have insurance in place to protect against such eventualities.

Whatever your travel insurance requirements, we have the right policy here at Navigator to cover your needs, as well as a personal service to ensure you leave with the best deal and the right policy. Call us now or get a travel insurance quote online!