4 Months Travel Insurance


4 Month Travel Insurance Policies

If you need 4 months travel insurance for an extended trip overseas, you might find that your usual travel insurer can only offer cover up to 45 days or 3 months. In order to get travel insurance for 4 months or even longer, you need an insurer like Navigator Travel Insurance. We specialise in long term insurance for durations of anything from 2 months to 18 months.

We can offer four levels of cover for 4 months travel insurance, our Backpacker, Standard Longstay or Silver and Gold Long Stay policies. These policies are used by a wide variety of different travellers. You may be studying or working overseas, or embarking on a gap year or volunteering abroad.

We take a flexible approach to long stay travel. If you buy a 4 month travel insurance policy, for instance, and your plans change, you can extend the duration by adding extra months.

Click on one of the Quote buttons on this website, select “Long Stay” and get a price for 4 months insurance on either our Backpacker, Standard Longstay, Silver or Gold policy, depending on the level of cover that you require.

Find out the best possible price for your travel insurance

Annual Multi-Trip

Cover for multiple trips
  • Up to 45 days each trip
  • 183 days cover in any one year
  • Special deals for couples and families

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Long Stay Single Trip

Cover from 2 to 18 months
  • Gap years
  • Extended backpacking
  • Career breaks
  • Volunteering
  • Studying
  • Working holidays abroad

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Short Stay Single Trip

Cover for up to 45 days
  • Single holiday
  • Business trip
  • Special rates for families
  • Accompanied kids go free

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Holiday Makers

Families, couples or individuals

Families, couples or individuals on holiday or business trips for shorter durations.



gap years, Backpackers and Career break

Usually couples or individuals requiring cover for longer term overseas trips of 2 months or more.


Sports & Adventures

skiing, snowboarding, climbing and more

We offer four policies for people travelling overseas, requiring cover for specific sports and activities.